Experience lightning-fast transactions with low fees and bank-level security, built for tech-savvy consumers and finance teams across North America.
Realtime ledger
North America · All rails
Today volume
$4.8M
+18.2% vs yesterday
Avg. fee
0.39%
41% below card rails
Risk events
0.01%
All contained
NovaPay story
NovaPay was founded by engineers and former banking operators who were frustrated by dated payment rails, opaque fee structures, and slow settlement windows. Instead of accepting hours-long processing times and legacy tooling, we designed a payment fabric that behaves like the rest of your modern stack—fast, observable, and programmable.
Today, NovaPay powers payout flows for startups, mid-market platforms, and enterprise finance teams across North America. Whether you are orchestrating high-velocity consumer checkouts or large-value treasury movements, NovaPay gives you the same predictable, low-latency performance without compromising on compliance or control.
Mission
Our mission is to deliver fast, secure, and low-friction payment infrastructure that adapts to the way modern businesses actually operate. We believe finance teams deserve observability, developers deserve clean APIs, and end users deserve payments that simply feel instant.
Innovation
A single ledger powering card, bank, and wallet flows in real time.
Design
Interfaces built for operators, not just engineers, with clear status across every payment.
Partnerships
Deep integrations with banks, processors, and compliance vendors across the continent.
Platform features
Fast transfers
Move funds in near real time between cards, bank accounts, and internal wallets without batching delays or overnight processing.
Typical settlement drops from 2 business days to under a second.
Low fees
Reduce blended payment costs with routing logic that selects the most efficient rail for every transaction in your flow.
Bank-level security
Every event is encrypted in transit and at rest, with granular audit trails for each change across your environment.
Native web and mobile SDKs keep payment experiences on-brand while preserving security and compliance boundaries.
Unified reporting surfaces risk, reconciliation, and performance metrics in a single operator console for finance and ops teams.
Webhooks, idempotent APIs, and sandbox environments let engineering teams iterate on complex payment logic safely.
By the numbers
NovaPay combines bank-grade safeguards with cloud-native observability so you can confidently move millions per day across North America without adding headcount to your back office.
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Active businesses
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Monthly transactions
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Average satisfaction
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Countries supported
Voices from the network
From high-growth fintech startups to established institutions, NovaPay powers critical money movement with confidence.
NovaPay cut our payout fees by over a third while giving finance the real-time visibility we were missing.
Amira Patel
VP Finance, Northline Marketplace
Trusted by teams at
Talk to us
Share a bit about your payment flow, and our team will follow up with configuration ideas, pricing details, and a live demo tailored to your business.
Plug NovaPay into your stack and give your users the experience they already expect from the rest of their digital life.